Mortgage loans

Mortgage loans

Learn about purchasing a house, buying investment property, financing a brand new create or managing your current home loan with ANZ.

Explore our prices

*Special rate of interest requires minimum 20% equity and A anz transaction account with wage direct credited, otherwise standard price relates. Unavailable with package discounts.

ANZ lending criteria, terms, conditions, and charges use. Rates of interest and charges are susceptible to alter.

Great reasons why you should select ANZ

  • Help where so when you really need it. Obtain an ANZ Home Loan Coach to aid you through the real estate procedure from beginning to end, or one of our Cellphone home loan supervisors can arrived at you.
  • Format your house loan to match your situation. Various. Whatever your position might be, we are able to help put an answer together from our various home loan kinds.
  • Help make your house healthier. We now have a variety of initiatives that will help you are now living in a hot, dry, power home that is efficient.
  • Complimentary Very Very Very First Residence Buyer Handbook. In this guide, we digest the true home buying procedure into easy-to-understand actions in order to navigate your way with full confidence.
  • Complimentary Property Profile Reports. Understand a property’s prospective worth before buying by having an ANZ Property Profile Report ( worth $49.95).

Calculators

Explore your deposit options

There are certain approaches to get yourself a deposit together. Learn about your alternatives including KiwiSaver home withdrawal that is first.

Property Unlocked Seminars

Totally totally Free seminars to know about the real estate procedure, building, renovating and property investment.

Healthy Homes

Whether you are buying, building or renovating, we can help you have got a true home that’s healthiest, more energy conserving and environmentally sustainable.

Simple tips to use

Give us a call

Weekdays, 8am – 8.30pm Weekends, 9am – 5pm

A Cellphone Mortgage Manager can go to you whenever, anywhere is convenient for your needs.

П„§ Start online

Begin the applying procedure for your house loan online today.

It can take simply 5 to ten minutes.

Require assistance?

Information

ANZ lending criteria, terms, conditions, and fees use. Rates of interest and charges are susceptible to alter.

A duplicate for the Bank’s General Disclosure Statement underneath the Reserve Bank of the latest Zealand Act 1989 is present about this site or on demand from any ANZ branch, totally free.

This material is for information purposes just. Its content will be of the basic nature, will not consider your financial predicament or objectives, and it is maybe perhaps perhaps not a personalised financial adviser solution beneath the Financial Advisers Act 2008. It is strongly recommended you talk to a monetary adviser which takes into consideration your specific circumstances just before get a product that is financial. An ANZ Authorised Financial Adviser will, on demand and free from cost, give you his / her disclosure declaration prepared beneath the Financial Advisers Act 2008. Should you want to consult certainly one of ANZ’s monetary advisers, please contact us on 0800 269 296.

Mortgage loans

We are able to support you in finding a versatile mortgage that matches your preferences, with support from our Home Lending professionals every step associated with means.

Highlighted rate

Principal and Interest repayments, a 0.15% p.a. Rate of interest discount, without any establishment charge or month-to-month loan solution charges. Minimal package lending balance of $150,000. 1 contrast rate warning

Go with mortgage that’s right for you personally

Additional Mortgage Loan

A fundamental loan with a low adjustable price when it comes to lifetime of your loan. 2 let me know more

A loan that is basic a lower variable rate of interest for an introductory duration changing to a greater variable ongoing price. 1 let me know more.

For very First online installment wv home buyers – a fundamental loan with a reduced adjustable rate of interest for an basic duration changing to a greater adjustable ongoing price. 1 let me know more

Repayments

Re Re Payments

Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years spending principal and interest.

Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years repaying interest just.

Once #_KEY_IO_YEARS_DROPDOWN_# interest only duration ends, repayments will likely be $#_KEY_REPAYMENT_IO_# predicated on current prices – that might alter.

The loan that is minimum for a supplementary mortgage loan with a basic duration (2 12 months or 4 12 months) is $150,000.

Improve your borrowing quantity or select an alternative choice when you look at the drop straight straight down.

With us please talk to your Home Lending Specialists about your options if you already have a home loan.

To be eligible for a true mortgage loan you’ll need a borrowing level of at the least $10,000.

In the event that you curently have a mortgage with us, speak to your Home Lending professional regarding the choices.

The minimal loan quantity for a supplementary mortgage loan by having a basic duration (2 12 months or 4 12 months) is $150,000.

Improve your borrowing amount or select an alternative choice when you look at the drop straight straight down.

In the event that you currently have a mortgage with us please speak to your Home Lending experts regarding your choices.

To qualify for mortgage loan you will require a borrowing quantity of at the least $10,000.

With us, talk to your Home Lending Specialist about your options if you already have a home loan.

The loan that is minimum for a supplementary mortgage loan having a basic duration (2 12 months or 4 12 months) is $150,000.

Improve your borrowing quantity or select an alternative choice when you look at the drop straight straight down.

With us please talk to your Home Lending Specialists about your options if you already have a home loan.